Insurance

Something in my medical or mental health records is coming back to haunt me. I am having some difficulty getting regular health insurance. We had COBRA for 18 mos when Steve went to self employed and in October it was time to move on. I keep getting denied for various reason. So I currently for the last couple of months have had sort half coverage. My family doctor and GI doctor both sent letters stating that the health issues they were originally concerned with are non issues. What does that leave – the mental and addiction issues.

I feel like my past is coming back to cause me trouble. Because I sought help for my addiction and mental health issues am I now considered a flawed person to risky to be insured ….. WTF. I got help, and proceeded to get better. I don’t understand the problem.

My insurance guy is looking in to what the underwriter is “afraid” of, in the meantime I wait. There is another insurance option, there is always a more expensive, not so great option. At this point that is what I a going to have to consider.

To say I am baffled is an understatement. I have worked hard to become healthy from addiction and better equipped to handle life. I guess this is my reward – Ugh!

Sometimes it doesn’t pay to be honest with your doctors and have that past follow you into the future.

Stay tuned. It will be interesting to see what the actual problem with me is.

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